ABOUT CHARLES STEVENS

R. Charles Stevens is General Manager of Stevens & Company. He is 64 and a resident of LaGrange, Georgia. He holds a BA and MBA degree, and has served as adjunct professor of Finance and Management at LaGrange College. He has over 14 years of hands-on experience, the majority as Vice President of C&S National.

Mr. Stevens' community activities include: LaGrange First United Methodist Church, where he has served as Chairman of the Finance Committee; President and Trustee - First United Methodist Lagrange Foundation; Trustee of West Georgia Medical Center and member of Medical Park Foundation, and member of the Board of Trustees of the LaGrange Symphony.

Stevens & Company is committed to a strategy that targets community banking opportunities in the Southeastern region of the United States. The firm has represented both buyers and sellers, including the financial institutions in their respective communities. Stevens & Company also advises banks on capital issues, including private equity placements, and provides assistance to banks in issuing fairness opinions.

Stevens & Company has participated in creating markets for various community bank stocks as follows: UniSouth, Jackson, MS; Farmers & Merchants, Washington, GA; Farmers & Merchants, Sylvania, GA; Jefferson Bancshares, Inc., Louisville, GA; State Bank, Cochran, GA; M. Georgia Bankshares Inc., Hawkinsville, GA; and Empire Bank, Homerville, Georgia.

Stevens & Company is consistently ranked in the top 20 for bank merger and acquistion (M&A) firms in the nation.

R. Charles Stevens

Stevens & Company
1027 Peninsula Drive
LaGrange, Georgia   30240

(706) 882-7628
(706) 333-8250 cell
(706) 882-9854 fax